YAM | Investing

Stonks meme

Investing means putting money into assets that can grow over time. Companies also raise money this way by selling stocks and bonds.

How to buy your first stock

  1. Set a goal and a timeline for your money.
  2. Open a brokerage account.
  3. Fund the account.
  4. Research a company or fund.
  5. Place your order (market or limit).
  6. Review your investments regularly.
Investment Risk Liquidity Typical Return
Stocks High High 7-10%
Bonds Low-Medium Medium 3-5%
ETFs Medium High 6-8%
GICs Very Low Low 3-4.5%

INFLATION

Inflation lowers what returns are really worth. A 5% return in a year of 3% inflation is about 2% in real terms.